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Shopping for the holidays? Here are five credit cards that offer the best cashback and back

While shopping for Christmas or New Year’s eve, spend smartly and responsibly.

Shopping can be a guilt-free experience if you have the right credit card. You can shop and save on any purchase online or offline. However, there are many credit cards available in the market and finding the best one can be a bit difficult. If you are wondering what would be the most suitable option for you, here is a curated list of the best Paisabazaar shopping credit cards that will help you find your perfect shopping companion.

Amazon Pay ICICI Credit Card offers 5 percent cashback while shopping on Amazon for PRIME members, 3 percent cashback on Amazon for nonPRIME Members, 2 percent cashback on 100plus Amazon partner merchants and 1 percent cashback on other transactions.This is a lifetime free credit card.

The Bank Ace Credit Card axis offers a 5% refund during its purchases on Big Basket and Grofers, 4% on Swiggy, Zomato and Ola, 2% off all other spends.It also offers 5% on google pay recharges and bill payment. The annual fee is Rs 499 on this credit card

SBI SimplyCLICK Credit Card offers Amazon gift card worth Rs 500 upon joining, 10X rewards with partners like Amazon, Cleartrip, BookMyShow, Lenskart etc., 5X rewards on all online spending and 1% fuel surcharge exemption. The annual fee is Rs 499 on this credit card.

The Flipkart Axis Bank credit card offers 5% cashback when shopping on Flipkart and Myntra, 4% cashback on Cleartrip, Cure.fit, PVR, Swiggy, Uber, etc. and 1.5% cashback on all other categories. It also offers a Flipkart voucher worth Rs 500 on the first Flipkart purchase and 15% cashback (up to Rs 500) on the first Myntra purchase. The preferred redemption partner may change from time to time. The annual fee is Rs 500 on this credit card.

The Flipkart Axis Bank credit card offers 5% cashbacks when you shop on Flipkart and Myntra, 4% cashbacks on Cleartrip, Cure. Fit, PVR, Twiggy, Uber, etc. and 1.5% cashbacks on all other categories. He also offers a Flipkart voucher worth Rs 500 on the first purchase of Flipkart and 15% cashbacks (up to Rs 500) on the first purchase of Myntra. The preferred trading partner may change from time to time. The annual fee is Rs 500 on this credit card.

Take a disciplined approach to credit behavior. Once you get a credit card, it is imperative that you use it in a smart and responsible manner. Since credit cards offer a significant interest-free period, there can be a tendency to overspend when shopping around Christmas. end-of-year offers. If you spend more than you can repay and can’t pay your credit card bill on time, you’ll be charged hefty 28-49% interest per annum plus late fees.

To select the five best credit cards for shopping, Paisabazaar identified all the banks that offer the credit card purchase and refund system. Then he compared the cards and checked the value proposition he holds for customers based on the cash back offers they offer across all categories. choose the cards that offer the best deals to customers. All credit card information is provided and updated as of December 7, 2021. Credit cards for purchases are arranged on a minimum annual fee basis.

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